Laurens County, South Carolina

Seller financing in Laurens County

Call me before you ask for another price reduction.

A Laurens County property no bank will touch. A seller who won't come off price, or can't take the tax hit on a cash sale. An exchange with days left on the clock. There's usually a structure that works.

Laurens County: Laurens, Clinton, Gray Court, Waterloo, Cross Hill.

The view from Caesars Head State Park across the Blue Ridge foothills

For brokers

If any of this sounds like a Laurens County listing of yours:

  • No bank will touch it — manufactured housing, rural land, special-use, heavy deferred maintenance
  • It won't appraise at the number the seller needs
  • The seller won't come off price, and honestly might be right
  • The seller can't take the tax hit on a cash sale
  • It's been through two price reductions and the next conversation is a third
  • It's owned free and clear by someone who wants income, not a lump sum
  • The listing expires soon and nothing has changed

There's usually a structure that works. Send it to me.

What I buy

So you know before you send it:

  • Anywhere — a million and up.
  • Upstate South Carolina — a million and down.
  • What kind. Manufactured housing communities, land-home packages, residential rentals and commercial property.

1031 replacement property

In a 1031 and running out of time?

Forty-five days to identify. A hundred and eighty to close. If you can't find replacement property, the exchange fails and the tax bill lands — and most sellers can't move at that speed.

I can. I own and control manufactured housing communities, land-home packages, residential rentals and commercial property across four states.

I can also carry the financing. If the numbers work better with seller-carried paper than with a cash purchase, that's a conversation most replacement sellers can't have.

Your qualified intermediary and your CPA structure the exchange and decide what works for your situation; I'm the seller who can close. The full 1031 page is here.

Deadline calculator

Counts calendar days from the closing date. Your qualified intermediary confirms your dates.

45-day identification deadline
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180-day exchange deadline
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About 1031 exchanges.

I'm a real estate broker and a principal, not a tax adviser, attorney or qualified intermediary. Nothing here is tax or legal advice, and nothing here is a representation that any transaction will qualify for tax-deferred treatment under Section 1031.

Whether an exchange works depends on your own facts — your holding intent, your timing, your qualified intermediary's documentation, and your relationship to the parties. Those are determinations for your CPA and your attorney, and you should have both involved before you identify a property or sign anything.

Where a property I own or control is already subject to a repurchase option or a lease carrying a repurchase obligation, that interest is disclosed in the title work and conveyed with the property. Its existence has no bearing on how your exchange is treated, and I make no representation about the tax effect of acquiring property subject to it.

Questions from Laurens County owners and brokers

No bank will touch my Laurens County property. What then?

That is the normal case for the deals I work — manufactured housing, rural land, special-use, heavy deferred maintenance. I don't need a bank. I can pay your full asking price, with cash at closing to retire existing debt and a note secured by other property for the balance; trade equity for equity when neither side wants to take cash and pay tax on it; take the property subject to existing financing where the paperwork allows; or close on a bond for title or contract for deed, with payments sized to what the property actually produces.

I'm in a 1031 and running out of time. How does that work?

Forty-five days to identify. A hundred and eighty to close. I own and control manufactured housing communities, land-home packages, residential rentals and commercial property across South Carolina, Georgia, Texas and Ohio, so I can close on your timeline rather than a bank's. Your qualified intermediary and your CPA structure the exchange and decide what works for your situation; I'm the seller who can close.

Do you take listings in Laurens County?

Sometimes a straight listing is genuinely the right answer, and I'm licensed in South Carolina. I'll tell you when that's the case, including when it means I'm not the buyer. I'm the Broker-in-Charge at DHP Real Estate LLC in Greer, and I pay full co-op.

Will you go around me to my seller?

No. If you bring me a deal, you're in it. I won't contact your seller behind you, before or after the listing expires. You keep the deal and the full commission — structure doesn't come out of your fee — and I don't retrade. The number I give you is the number.

What do you need to give me an answer in two business days?

The address and what the seller needs. The number you need, when you need it, and what the property produces is usually enough for a structure in 48 hours. You'll have a structure that could work, or an honest no. No agreement to sign to have the conversation.

Send me the deal

Send me the address and what the seller needs. I'll come back within two business days with a structure that could work, or an honest no. No agreement to sign to have the conversation.

Upstate South Carolina

I am a licensed South Carolina real estate broker. When I buy, I am buying for my own account.